151, Report:
#52754
Posted Date:
Apr 14 2003
Providian Aka Getsmart Aka Emerge Mastercard ripoff cancelled card for no reason Nationwide Internet
We were trying to build our credit back up after our bankruptcy in early 2000 and was doing this by getting a getsmart card in 2001. My payments were always 1 to 2 weeks early and usually more than the minimum payment due. In October of 2002, we received a letter in the mail on a ...
Entity
Categories: Credit & Debt Services
152, Report:
#52628
Posted Date:
Apr 12 2003
Emerge Master Card ripoff Atlanta, Georgia
I can see by reading alot of the post that everyone dealing with Emerge Mastercard are in the same situations as I am. No notice on change, outragous finance charges and ridiculous yearly fee for basically abuse! Here is a link for the Better Business Bureau. http://complaints.bbb.o...
Entity
Categories: Credit Card Processing (ACH) Companies
153, Report:
#50163
Posted Date:
Apr 11 2003
Providian/GetSmart/Emerge Emerge Mastercard not informing customers of the change over and then its too late. Columbus Georgia
I am a current cardholder of Emerge Mastercard which originally started off as an Aria visa card (a branch of Providian), then I was informed by them that I would be getting upgraded to a GetSmart visa.
I was always ontime and never missed a payment. I was very satified until I ...
Entity
Categories: Financial Services
154, Report:
#1032438
Posted Date:
Apr 10 2003
PROVIDIAN EMERGE MASTERCARD ripoff ATLANTA Georgia
I HAVE HAD A PROVIDIAN GETSMART VISA FOR 3 YEARS - THEY HAD INCREASED MY CREDIT LINE NUMEROUS TIMES DUE TO MY OUTSTANDING PAYMENT HISTORY.
BEING ONLINE ONE DAY I FOUND MY CREDIT LIMIT DECREASED AND PROMPTLY CALLED TO FIND OUT WHY.
I WAS NOW CONSIDERED A CREDIT RISK BY THEI...
Entity
Categories: Financial Services
155, Report:
#52118
Posted Date:
Apr 09 2003
Getsmart Visa Paid for a visa $89, for a $250 limit. Have not received a bill in over a year, Got a letter from Arrow Fnancial Services stating I owe $852.ll consumer fraud ripoff Rhode Island Internet
Applied for the card over the internet. Sumbitted $89.00 for a card with a $250 limit. Have not received a bill in over a year. Last correspondence received stated I would be receiving a new eMerge Mastercard in December of 2002.
Next correspondence received was a past due col...
Entity
Categories: Credit & Debt Services
156, Report:
#51746
Posted Date:
Apr 05 2003
Providian Aria Getsmart And Emerge Illegal charges, fraudulent late charges kept charging me after I paid in full AND cancelled card
it just goes on and on. . . . victimized many consumers Atlanta - Phone - To People Who Take Payments, But Do Not Have Any Authority To Correct Problems - They Create Problems!!! Georgia - and channeling funds to India
My story is much like those posted on this site. I had an...
Entity
Categories: Credit & Debt Services
157, Report:
#51467
Posted Date:
Apr 03 2003
Providian Emerge Mastercard RIPOFF mistreated and ripped off Columbus Ohio
Dear Folks:
I do not accept your change of interest rates, and will not pay the increased rate. If you fail to lower the rate immediately, I will not make any payments to you -- ever.
Because of your predatory, bait-and-switch, usurious tactics intended to screw me, you have incur...
Entity
Categories: Credit & Debt Services
158, Report:
#51284
Posted Date:
Apr 01 2003
Emerge Mastercard HORRIBLE CUSTOMER SERVICE/REFUSES TO STOP CALLING ME the business that doesnt give a dam Atlanta Georgia
EMERGE MASTERCARD AKA PROVIDIAN AKA GETSMART.
I ALWAYS MADE PAYMENTS ON TIME AND THEN RECEIVED A LETTER IN APRIL OF 2002 THAT EFFECTIVE THE 1ST BILLING DAY IN DECEMBER 2002 THEY WERE RAISING INTEREST RATES TO 29.99%
IF YOU DID NOT WANT THIS THEN YOU CLOSE YOUR ACCOUNT BY MAY ...
Entity
Categories: Credit & Debt Services
159, Report:
#50986
Posted Date:
Mar 30 2003
Providian Emerge Mastercard ripoff Columbus Georgia
Providian/Emerge Mastercard ripoff/ fails to send statement/charges late fees. says bills have been mailed but i have yet to receive one. I receive all of my other bills. Cannot get anyone Columbus Georgia .....
I was notified by providian that my account had been transferred to ...
Entity
Categories: Credit & Debt Services
160, Report:
#50668
Posted Date:
Mar 27 2003
Providian Visa interest ripoff Columbus Georgia
Providian Visa AKA EMerge Mastercard Providian Switched me without any notification from Smart VISA14.99 to a Emerge Mastercard 29.99% APR Columbus Georgia .....
I was a Providian Visa Card holder for a year or so and one day in the mail I get a card from Emerge. When I called th...
Entity
Categories: Credit & Debt Services
161, Report:
#50400
Posted Date:
Mar 25 2003
Providian National Bank Card Visa outlandish ripoff late fees Las Vegas USA
Providian National Bank issued me a Visa Account three years ago, in those three years I aquired numerous late charges in which I called and disputed them with operaters and supervisors. Unfortunately, to my avail, I had no choice but to pay them.
A few months later my account w...
Entity
Categories: Credit & Debt Services
162, Report:
#50218
Posted Date:
Mar 22 2003
EMERGE Mastercard PROVIDIAN claim they never received payment mailed 1 week in advance deceptive Rip-off company Columbus Georgia
I WAS ORIGINALLY A PROVIDIAN GOLDCARD HOLDER,I ALWAYS
MADE MY PAYMENTS ON TIME AND OFTEN TWICE A WEEK.
IN NOVEMBER WHEN TRYING TO MAKE AN ONLINE PAYMENT, THE
PROVIDIAN WEBSITE NOTIFIED ME THAT MY ACCOUNTS WERE
AQUIRED BY EMERGE, THUS PROMPTING ME TO CLICK ON THERE
...
Entity
Categories: Credit & Debt Services
163, Report:
#49719
Posted Date:
Mar 18 2003
Emerge Mastercard aka GetSmart aka Providian rip-off raised interest rate calls NUMEROUS times a day cancelled card still charging finance charges Atlanta Georgia
I had my Providin card for over a year when they switched to GetSmart. Then I remained with them for nearly another year. I made ontime payments and more than the intended payment, yet no credit increase or interest decrease.
Late in 2002, they again switched companies, now t...
Entity
Categories: Credit & Debt Services
164, Report:
#49668
Posted Date:
Mar 18 2003
Compucredit DBA Emerge Mastercard ripoff business from hell fraudulent ripoff business victimized many consumers Atlanta Georgia
Compucredit Corporation, DBA Emerge MasterCard has acquired credit account from Providain Financial and has systematically raised the interest rate above 25% even though Ive never missed nor been late with any payment over the course of (2) two years.
Compucredit Corporation, DB...
Entity
Categories: Credit Card Processing (ACH) Companies
165, Report:
#45003
Posted Date:
Mar 04 2003
Providian Card Services dishonest/fraudlent account handling the business that doesnt give a dam Dallas Texas
I just recently retired from the United States Marine Corps and while serving on active duty over seas, my account with Providian was given to a company called Emerge Mastercard with a interest rate of 29.99 percent. Before I deployed I made arrangements with Porvidian Card services...
Entity
Categories: Corrupt Companies
166, Report:
#45047
Posted Date:
Feb 11 2003
Emerge compucredit rip-off Atlanta Georgia
just wanted to pass some information about emerge mastercard I have done some research and the reason no one might not be finding this company on the web is because the are affiliated with a company called compucredit I seen it on the atlanta better buisness b.
They have done al...
Entity
Categories: Credit & Debt Services
167, Report:
#44838
Posted Date:
Feb 10 2003
Providian Emerge ripoff Atlanta Georgia
I dont even know where to begin but we consumers need help !!!! Providian did not tell its customers about the sell then i get a statement about this emerge mastercard and now a late fee and memebership fee is added and also the ontime payments I make are not credited, and they have...
Entity
Categories: Credit & Debt Services
168, Report:
#44739
Posted Date:
Feb 09 2003
Compucredit Emerge Mastercard (Providian) rip-off switched Get Smart Visa Card to the Emerge Mastercard Atlanta Georgia
Providian swited my GetSmart Visa to a Emerge Mastercard with a $29.99 interest rate and a $95 annual fee. I spent 6 hoours today trying to find an address for them because all of their communication only gives a P.O. box.
I have not used my card since the notification of the swi...
Entity
Categories: Credit & Debt Services
169, Report:
#33522
Posted Date:
Oct 27 2002
PROVIDIAN NATIONAL BANK CREDIT CARD RIPOFF OUTRAGEOUS INTEREST CHARGES OVERNIGHT SELLOUT TO EMERGE San Francisco California
Received September credit card statement and noted interest rate had been changed to 29.99%. Telephoned and asked why. Told a letter was sent to ALL CUSTOMERS IN APRIL 2002 stating if they did not close their account, the interest rate would be raised to 29.99% in Sept. Said I ne...
Entity
Categories: Corrupt Companies